BenLife Shield (Microinsurance)

Single-pay accident insurance with coverage up to age 60

Lump-sum benefit for accidental death or injury
One-time micro-insurance payment
Includes transferable medical exam benefit

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Key Features & Benefits

What You Get with BenLife Shield

Full accident coverage with no lapse until age 60

100% cash benefit for accidental death

Transferable one-time medical exam and medical tests

Simple and reliable accident coverage for everyday heroes

Premium Summary

Sample Coverage and Benefit Amounts

This table shows sample coverage based on age at enrollment, with protection that continues for life once your plan is fully paid.

Issue Age	Coverage (PHP)	Issue Age	Coverage (PHP)	Issue Age	Coverage (PHP)
10	67,941	26	81,167	42	104,591
11	67,858	27	82,209	43	107,200
12	67,793	28	83,226	44	110,098
13	67,769	29	84,250	45	113,338
14	67,816	30	85,304	46	116,976
15	67,967	31	86,401	47	121,090
16	68,322	32	87,554	48	125,761
17	69,137	33	88,770	49	131,071
18	70,249	34	90,062	50	137,153
19	71,526	35	91,443	51	144,142
20	72,924	36	92,919	52	152,294
21	74,407	37	94,503	53	161,917
22	75,922	38	96,212	54	173,492
23	77,409	39	98,059	55	187,733
24	78,793	40	100,057	56	205,761
25	80,040	41	102,223	57	229,343

Recommended For

Who Should Get This Plan

Transport and delivery workers, e.g. TNVS drivers, riders, or couriers

Breadwinners and self-employed individuals who rely on daily mobility

Life Stages & Needs

How BenLife Shield Protects & Grows With You

As your work, responsibilities, and priorities grow, BenLife Shield provides lasting accident protection—helping you stay financially prepared for life’s unexpected moments.

Micro Personal Accident Insurance — Accidents can happen without warning. BenLife offers protection that provides financial support in case of accidental injury or loss.
Single-Pay Medical Insurance — Unexpected medical expenses can disrupt your plans. With a single payment, BenLife provides coverage for emergency medical needs.

How BenLife Shield Protects & Grows With You

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Which Plan is Right for You

	BenLife Shield (Microinsurance) Inquire Now	Money Value Plus Armor Learn More
Product Type Overview	Personal Accident and Medical Exam	Protection & Savings
Issue Age	10-57 years old	0-70 years old
Coverage Period	up to age 60	From 1st payment to age 100
Premium payment term	Single Pay	2/5 years payable
Maturity benefit	No	Yes
Accidental Death Benefit	No	Yes
Critical illness coverage	No	No