Ownership Structure

Top 20 Stockholders

1.    FMF Development Corporation = 81.07%
2.    MERJE Trading, INC. = 11.42%
3.    JCF Investment Holdings, Inc.= 0.77%
4.    San Bartel Investments Inc. = 0.28
5.    IBank T/A No. 01-IMA-014 = 0.25
6.    Roberto P. Agner = 0.17%
7.    FEBTC A/C 4124-00006-5 = 0.12%
8.    FEBTC A/C 116-00006 = 0.05%
9.    Teresita S. ELA &/OR = 0.05%
10.  Teodoro M. ELA &/or = 0.05%
11.   Lolita O. Borja = 0.04%
12.   Benito Legarda, Jr. = 0.04%
13.   Jose Anton G. Cacho = 0.04%
14.   Herminio S. Ozaeta, Jr. = 0.03%
15.   Jose Roman S. Ozaeta, Jr. = 0.03%
16.   Ma. Carmen S. Ozaeta = 0.03%
17.   Ma. Natividad S. Ozaeta = 0.03%
18.   Ma. Victoria S. Ozaeta = 0.03%
19.   Frank Y. Huang = 0.03%
20.   Carlos S. MArtinez = 0.03%